Terms and Conditions
These Terms and Conditions govern your use of paravelyntos services and website. By engaging with our services, you agree to be bound by these terms.
Last updated: September 2, 2025
Acceptance of Terms
By accessing our website or using our financial planning services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and our Privacy Policy.
Key Definitions
For the purposes of these terms, the following definitions apply:
- Services: Financial planning consultations, guidance, and related advisory services provided by paravelyntos
- User/Client: Any individual who accesses our website or engages with our services
- Content: All information, materials, and resources available through our website and services
- Agreement: These Terms and Conditions, together with our Privacy Policy and service agreements
Service Description
paravelyntos provides monthly financial planning consultations and guidance services. Our services include strategic planning discussions, resource allocation analysis, and general financial guidance. We do not manage funds or provide specific security recommendations.
User Responsibilities and Conduct
When using our services, you agree to the following responsibilities:
Your Obligations
- Provide accurate and complete information during consultations and communications
- Use services in accordance with applicable laws and these terms
- Maintain confidentiality of any login credentials or account information
- Notify us promptly of any changes to your contact information or circumstances
Prohibited Uses
You may not use our services or website for:
- Any unlawful purpose or in violation of applicable regulations
- Transmitting harmful, offensive, or inappropriate content
- Attempting to gain unauthorised access to our systems or data
- Interfering with the proper functioning of our website or services
- Reproducing or distributing our proprietary content without permission
Intellectual Property Rights
All content, materials, trademarks, and intellectual property on our website and in our services remain the exclusive property of paravelyntos. You may not use, reproduce, or distribute our intellectual property without express written permission.
Privacy Policy
Your privacy is important to us. Our Privacy Policy, which is incorporated into these terms, explains how we collect, use, and protect your personal information. Privacy Policy
Payment Terms and Billing
Payment terms for our subscription services are as follows:
- Monthly Subscription Fee: $250 per month, billed monthly in advance, including applicable GST
- Payment Methods: We accept major credit cards, debit cards, and bank transfers for subscription payments
- Late Payment: Services may be suspended for accounts with overdue payments exceeding 14 days
Service Termination
Either party may terminate the service relationship with 30 days written notice. Upon termination, you remain responsible for all charges incurred up to the termination date. We reserve the right to terminate services immediately for breach of these terms.
Service Disclaimers
Our financial planning services are provided for general guidance purposes. We make no guarantees about specific outcomes or results from our consultations. All financial decisions remain your sole responsibility.
Warranty Disclaimer
Services are provided "as is" without warranties of any kind, either express or implied. We disclaim all warranties including merchantability, fitness for particular purpose, and non-infringement.
Limitation of Liability
Our liability is limited to the maximum extent permitted by Australian law. In no event shall our total liability exceed the amount paid by you for services in the 12 months preceding the claim.
Indemnification
You agree to indemnify and hold harmless paravelyntos from any claims, damages, or expenses arising from your use of services or breach of these terms.
Dispute Resolution
We are committed to resolving disputes fairly and efficiently:
Arbitration Process
Disputes that cannot be resolved through direct negotiation may be subject to binding arbitration under Australian Commercial Arbitration Rules
Online Dispute Resolution
For eligible disputes, online resolution options may be available through recognised platforms:
EU residents may access the Online Dispute Resolution platform: EU ODR Platform
Governing Law
These terms are governed by Australian law and the laws of the state/territory where our business is primarily conducted. Any legal proceedings shall be subject to the jurisdiction of Australian courts.
Changes to Terms
We may modify these terms at any time by posting updated terms on our website. Material changes will be communicated via email with reasonable notice before taking effect.
Severability
If any provision of these terms is found unenforceable, the remaining provisions shall continue in full force and effect.
Entire Agreement
These Terms and Conditions, together with our Privacy Policy, constitute the entire agreement between you and paravelyntos regarding your use of our services.
Contact Information for Terms Queries
Questions about these terms should be directed to contact@paravelyntos.com or +61 796-967-719.
Company Name: paravelyntos
Email: contact@paravelyntos.com
Phone: +61 796-967-719
Business Address: Level 15, 123 Collins Street, Melbourne VIC 3000
Effective date: September 2, 2025